Wednesday, March 10, 2010

Slight change of plans

So I changed my paycheck plan just a little bit.

First of all, I realized I was putting too much towards rent because the roommate that collects rent checks also collects cable money. I was originally putting that cable money towards rent, when it should be coming out of my utilities fund. That leaves me an extra $13.57 from each paycheck. Not that much but helps. So I was all excited because I assumed my loan payment could be an extra $13 bigger (over $100!). But then...

I realized that all the extra hours I've been trying to get is to make up for the time I won't be working so I need to make sure I have enough money saved up for that paycheck. As a result, there's no miraculous loan payment going Sallie Mae's way anytime soon. I've doubled the amount I put towards savings so it can be extra reinforcement when my paycheck's cut in half. This makes it an $82 savings deposit and only $61.51 loan payment. I'm glad I'm still making a payment at least. I think this is the best decision; better safe than sorry.

I also was taking a look at the money I have set aside each week for Spring Break spending money. After gas, travel items and a trip to the liquor store, I will have about $40 a day. I have no idea if this will last me so I'm a little concerned but I think if I play it right I can do it. Good thing it's free to lay by the (gorgeous!) pool and sip my own beverages! And good thing we have a kitchen so we don't have to have expensive meals every night. I'm curious to see if this is reasonable or not. EEK!

Last but not least, I had extreme self-restraint tonight. MG and I ran to Target to stock up on goodies for the trip. Bathing suits are on sale and there were two cute ones I really wanted. Actually two cute tops and a solid black bottom that would match both of them. I was dreaming of a new suit for the trip since the two I have are a couple years old. I allowed myself to try them on and both were perfect. Believe it or not, I ended up getting neither! I couldn't pick just one and I ended up spending $40 without the suits anyways so it was definitely a smart choice. Smart doesn't always mean happy-I definitely acted like a pouting four-year-old as I walked out of the store suit-less. But I'm already over it (for the most part). I know I'd rather spend that money while I'm on vacation, considering my budget is already tight but still, they were really cute.

1 comment:

  1. Good!! Holy cow I am proud of you. I don't think I would have been able to walk out with no suit, especially if they fit and I loved them! Good job, Katie!