Sunday, February 14, 2010

Success!

Man, this "being smart about money" thing is HARD! I bought a pair of shorts from Express two weeks ago and I tried them on recently and there's no way they're going to fit well for spring break. So I decided to exchange them for a few other things I had my eye on but it turns out I had my eye on more items than what I paid for the shorts. I was able to veto one item but that left me with two items I would have to pay for after the exchange. I had two cute tops, a different pair of shorts and a pair of Capri dress pants. After ending up in near tears deciding what to do, I DID IT! I got the two tops and ditched the bottoms and called it a day. I only had to pay a $3 difference, which is good enough. Both the bottoms were on clearance and fit well so they were excellent deals but I just couldn't keep spending more money at Express when I have no allowance left for over a week. Spring Break is in 1 month and I'm not going to buy any more clothes, shoes or accessories until after I get back.

However, it does feel GREAT that I made a big loan payment on Saturday! With my federal tax return, I was able to make a payment of $833.10! And when I went to make a payment, I had already accrued almost $2 since the last time I made a payment earlier this week! It's so exciting to see that number go down faster than it's going up.

At this point, I've caught up with my budget and am onto a more normal paycheck schedule. That means every two weeks I can make a loan payment and add to my savings-such a rewarding feeling.

2 comments:

  1. Yes, this "smart about money" thing is hard!

    It is absolutely worth the effort!

    Good progress on your part!!!!

    ReplyDelete
  2. Thanks! It's getting easier every day but definitely a lot of work!

    ReplyDelete