Yikes, this week has been jam packed and it's only half way finished! Oh well I guess, today is payday and spring break is in less than a month! WAHOO!!
I decided to pick up a closing shift Saturday so that will help my paychecks and keep me out of spending trouble again! After they cut so many shifts during the last pay period, I should definitely take what I can get. I get nervous now when I check to see if the schedule is posted for next week because I don't know now if it's just not posted yet or I'm not scheduled at all. As of last night it wasn't posted so I'm trying to be patient but it's hard not knowing what your income will be.
As I mentioned, they cut a lot of shifts last pay period so when I saw how much I'll receive this Friday, I wasn't too pleased. I like to split my paycheck in half: half to savings, half to checkings. What's in my checkings finishes off whatever amount I need to make my budget work and the rest goes towards a loan payment. With this paycheck however, there is exactly enough going to checkings to make my budget work that there will be no loan payment for me this paycheck. It makes me kind of sad and now I'm wondering if I'm putting too much in my savings? Half a paycheck? Granted a smaller paycheck of the two but still, half is a lot when I have a 12.5% interest rate trying to rape me (sorry for the graphic wording but it's true-I literally rack up $1 a day in interest on that bad boy!). Anyways, what do you guys think? Saving is really important since I do have SO much to save up for and I know it's smart to have at least 10-20% of your paycheck go to your savings but is %50 just not realistic?