Goals aren't accomplished alone.
So here I am. I'm back! And I'm accountable to this blog. Please help me! This goal is so consuming and important to me that I'm learning I can't do it alone.
Dreams don't come true until you write them down and they become goals - so I'm keeping them written down and I will be held accountable. For a while recently, I thought that I should just be doing instead of writing about it, which explains a big part of my absence. But writing about it not only helps me mark my progress on a regular basis but it holds me accountable for these big goals of mine.
Right after my last post where I was gung-ho about paying off debt, I learned the subleaser I had found for my apartment needed to be evicted. Not only was it a huge hassle, but that left me paying 2 rents for a few months. It depleted a lot of money that I was hoping to use for momentum on paying off debt. Thankfully a fantastic subleaser moved in and I was able to make up for some of the losses.
I also miscalculated how much I would need for the trips I took this spring. I went to Vegas and the Carolinas, which were both absolutely fantastic trips but the amount I had saved was hardly enough. Credit cards were definitely used and abused.
|Paddleboarding in Charleston, SC|
|Selfies with Gary!|
This was incredibly valuable and rewarding, albeit expensive. Not only was there the ticket to the lecture, but airfare, hotel, and I squeezed in time to see my two favorite Texans. I don't regret it and I learned a lot of ways to reach my goals so eventually it will pay off, but initially, it's a blow to the debt goal.
Even so, I set myself a goal of paying off $10,000 of debt every 6 months from now until I turn 30. That's the magic number if I don't rack up any more debt. I started this on my 26th birthday and I even made this 6 month period $11,000 due to my trip to Quantum Leap.
How am I doing so far?
Not bad! I have paid off $4,500 in debt so far and have $6,500 left to go! That's only 1.5 months into it! However, I feel like I've wracked up more debt so I'm spinning my wheels and my net worth still isn't changing.
I can earn extra income and pay off debt until I'm blue in the face, but if I keep spending, I won't be getting anywhere. So this is where my blogging comes back into place. It's time to get more serious about what I'm spending and more importantly, what I'm able to put towards debt.
Please stay with me, cheer me on and hold me accountable! What are your BIG goals? Who wants an accountability partner??