What would you do? Giveaway!

Give me some advice, would you? 

1) If you get asked to babysit on the Saturday night of Halloween weekend, what would you say? We don't have costumes yet but the girls are definitely going out that night. However I've been out of town for 2 weeks and haven't been babysitting nearly enough.  

2) I have 5,100 credit card points. 5,000 gets me a $50 gift card to Target, Starbucks, Gap etc but 6,000 knocks $50 off my cc balance.What would you do?


Most logical, creative, useful answer for both questions gets a prize (and I promise it's not just my love). I'm part of a scarf swap (more about that later!) and I bought two because I couldn't decide. What's better than a new, pretty scarf to kick off fall?!