My sister and I are incredibly different people. Growing up, I always joked that I was adopted because we had nothing in common. As we've grown up, we have become closer and I'm thankful to find that a friendship has formed.
While she was visiting from England a few weeks ago, my sister helped me realize a new perspective and I'm looking forward to applying it to my spending challenge. I was frustrated about a group of people, claiming they were simple-minded. She looked at me and explained that she was simple minded, and that there was nothing wrong with it. I don't say this often, but my sister was right.
When someone asks me if they should spend money on going on a cruise when they're also saving for a wedding, I weigh the pros and cons and analyze every angle. I see it as gray area that can be adjusted to squeeze in every opportunity out of life. If someone were to ask my sister the same thing, she would see it as black and white. She would say no, save for the wedding. Focus on one thing, simple as that.
This spending challenge aligns well with a more simple-minded approach. In fact, talking with my sister solidified this plan after months or even years of considering it. No more justifying purchases or debating how I can spend a little more money. When the allowance is gone, it's gone until the following month. One goal in mind and the rest is background noise until I've met my goal. Black and white.